There is always a fine balance between usability and security, it all depends on your risk appetite. If you favour more security then you have to be willing to jump through more hoops to get to where you want to be, however it will cost you convenience and time. On the other hand, if you favour usability, it comes at a cost of getting compromised.
The term cybersecurity is being used a lot and it being misused at times. Ever wondered how the term cybersecurity is related to information security?