What say do banks have in the creation of ACH networks by startups and corporations?

Answer by Faisal Khan: If the ACH is being considered as a private ACH, then the banks would have to agree to use the format for message exchange. This could translate to the banks having some input as to how the messages would be exchanged and settlements to be done. The common assumption here is …

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ISPs Removing Their Customers’ Email Encryption

Recently, Verizon was caught tampering with its customer’s web requests to inject a tracking super-cookie. Another network-tampering threat to user safety has come to light from other providers: email encryption downgrade attacks. Source: www.eff.org ISP’s compromising security by blocking STARTTLS flag.  See on Scoop.it – Security, Compliance, Privacy, & Payments